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Spending increase detection over 6 to 12 months v1.0.0

Use this resource to spot gradual spending increases by category

New

  • 414 downloads
  • 112 likes
  • 113 saves

Free

Install with the CLI

In a terminal, from the folder you want:

npx --yes palatekit@latest install spending-creep-detection

With no option, the skill goes to ~/.agents/skills/; add --agent claude-code (or codex, cursor…) to target an agent.

First time: connect the CLI with

npx --yes palatekit@latest login

The agent compares recent category totals with a reference period six to twelve months earlier, then highlights which categories have grown and by how much. It flags gradual lifestyle creep. You get a ranking of drifting categories.

Mostly picked by

Updated November 2, 2026

Card for the “Spending increase detection over 6 to 12 months” skill

Details

Works in
Install guides
Generates with
Your agent's model
Licence
MIT

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What you get

  • SKILL.md: comparison of three recent months with a reference period
  • SKILL.md: ranking of rising categories and a no-tool version

Good fit for

  • Your income rises but your savings stay flat
  • You want to know which categories grew unnoticed

Not for

    Tags

    • spending
    • drift
    • categories
    • savings

    About

    You say

    “Compare my spending by category over the last three months with a year ago.”

    Card for the “Spending increase detection over 6 to 12 months” skill

    Skill published by openaccountant under the MIT license, delivered in its original version.

    Show more

    How to use it

    1. Install the skill in your agent's skills folder
    2. Ask your agent to spot gradual spending increases by category
    3. Review and adjust the result

    Content preview

    Files

    • LICENSE1.1 KB
    • NOTICE-PALATEKIT.md0.5 KB
    • SKILL.md3.9 KB

    Origin and licence

    Listed unmodified

    Author
    openaccountant
    Source
    github.com/openaccountant/skills/tree/f5abe381f24b5b7d59f1d0b4a825b14494ff2034/personal/lifestyle-creep
    Licence
    MIT

    Notice

    « lifestyle-creep » (openaccountant, MIT) livré dans sa version d'origine : fiche en français et en anglais par PalateKit.

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