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Zero-based budget: every unit of income assigned v1.0.0

Use this resource to build a zero-based budget where every unit of income is assigned

New

  • 484 downloads
  • 234 likes
  • 182 saves

Free

Install with the CLI

In a terminal, from the folder you want:

npx --yes palatekit@latest install zero-based-budget-plan

With no option, the skill goes to ~/.agents/skills/; add --agent claude-code (or codex, cursor…) to target an agent.

First time: connect the CLI with

npx --yes palatekit@latest login

The agent finds your income and current spending, then builds a realistic starting budget. It assigns each income amount to a spending, saving or debt repayment line until the balance is exactly zero, and suggests reallocations. You get a complete monthly budget.

Mostly picked by

Updated November 2, 2026

Card for the “Zero-based budget: every unit of income assigned” skill

Details

Works in
Install guides
Generates with
Your agent's model
Licence
MIT

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What you get

  • SKILL.md: assignment method until the balance is zero
  • SKILL.md: starting budget from actual spending and reallocation ideas

Good fit for

  • Your current budget leaves nothing at month end
  • You want every part of your income to have a purpose

Not for

    Tags

    • budget
    • zero-based
    • savings
    • allocation

    About

    You say

    “Build a zero-based budget from my $3,000 salary and my last three months of spending.”

    Card for the “Zero-based budget: every unit of income assigned” skill

    Skill published by openaccountant under the MIT license, delivered in its original version.

    Show more

    How to use it

    1. Install the skill in your agent's skills folder
    2. Ask your agent to build a zero-based budget where every unit of income is assigned
    3. Review and adjust the result

    Content preview

    Files

    • LICENSE1.1 KB
    • NOTICE-PALATEKIT.md0.5 KB
    • SKILL.md5.4 KB

    Origin and licence

    Listed unmodified

    Author
    openaccountant
    Source
    github.com/openaccountant/skills/tree/f5abe381f24b5b7d59f1d0b4a825b14494ff2034/personal/zero-based-budget
    Licence
    MIT

    Notice

    « zero-based-budget » (openaccountant, MIT) livré dans sa version d'origine : fiche en français et en anglais par PalateKit.

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